Selling your existing home and buying or building another one can be both an exciting and stressful time. We can help make the process a lot easier for you.
Buying an established home
You can take the hassle out of buying a new home by arranging your finance in advance. This will let you know what price range you should be looking at. It will also put you in a much better position to negotiate on the purchase price of the property. We can arrange a Pre-Appoved Finance Letter which lets the real estate agents know that you are a serious buyer.
If you wish to put an offer on a new home before your property sells, you may be able to arrange a bridging loan. By using the equity in your existing home you can borrow up to 110% of the purchase price of the new home. The loan is then repaid when you finally sell your home.
If you have a good track record with an existing lender, this can put you in a better position to negotiate a great deal for your next loan. We can help you decide on the best loan to suit your circumstances saving you both time and money.
Building a new home
Most builders require a Pre-Approval Finance Letter confirming
that you can afford to build with them. By arranging your finance
in advance you will know what price range you can look at. You
may even be able to negotiate a better price with the builder
if they know you are a serious buyer.
If you are considering owner building, we even have lenders on our panel who specialise in owner builder finance.
Custom Finance are experts at matching the right home to suit their clients individual needs. Contact us today to find out how much you can borrow.
Back to Our Loans
|
